Resolución Bancaria: El Documento que Necesita para Abrir su Cuenta Corporativa

# Banking Resolution: The Document You Need to Open Your Corporate Account

You formed your corporation. You have your Articles of Incorporation, your IRS EIN, your Corporate Bylaws. You go to the bank to open your company account. The banker reviews your documents and says: "We also need the Banking Resolution."

You return home without an opened account, confused. What exactly is a Banking Resolution?

---

What Is a Banking Resolution?

A Banking Resolution (also called Bank Authorization Resolution or Corporate Resolution) is an official corporate document that identifies:

1. 1.Who has authority to act on behalf of the corporation with the bank
2. 2.What they can do — sign checks, make transfers, open accounts, apply for loans
3. 3.That the board of directors approved this authorization

It's essentially the corporation saying to the bank: "Yes, this person has our official authorization to manage our money."

---

Why Do Banks Require It?

Banks must verify that the people acting on behalf of a corporation actually have legal authority to do so. This protects both the bank and the corporation from unauthorized transactions.

Without a Banking Resolution, the bank cannot verify who is authorized to:

• •Open accounts
• •Sign checks
• •Authorize wire transfers
• •Apply for credit lines or loans
• •Access online banking

---

What a Banking Resolution Must Include

A complete Banking Resolution includes:

Corporate identification:

• •Corporation's full legal name
• •State of incorporation (California)
• •Date of formation
• •Principal address

Authorization:

• •Names and titles of authorized officers (President, CFO, Secretary)
• •Specific actions they're authorized to perform
• •Whether one signature or multiple signatures are required for certain transactions

Board approval:

• •Statement that the Board of Directors approved this resolution
• •Date of approval
• •Signatures of the secretary and president (or all directors)

---

Banking Resolution vs. Operating Agreement

| | Banking Resolution | Operating Agreement |
|---|---|---|
| For what type of entity | Corporations (S-Corp, C-Corp) | LLCs |
| What it covers | Banking authority | General company management |
| Required by banks | ✅ Yes | ✅ Yes |
| Registered publicly | ❌ No | ❌ No |

LLCs typically use their Operating Agreement to establish banking authority. Corporations use a separate Banking Resolution.

---

Prepare Your Banking Resolution Today

Price: $99 | Included in corporate packages | Bilingual 👉 Prepare My Banking Resolution — Multi Servicios 360

---

Multi Servicios 360 is a self-help legal document preparation service. We are not a law firm and do not provide legal advice. California 2026.